Factory Built Finance
Crafted for California

Welcome to MH Lender

MH Lender is a cutting edge factory built home mortgage company providing land lease and land owned mobile home and manufactured home financing. Serving all of California with loan products geared for this dynamic market.

In Park
Land Owned

In Park Purchase

MH Lender is an industry leader for homes in mobile home parks to 1970.
In Park

In Park Refinance

You are not stuck in your bad mobile home loan. Consultation and advice, not sales.
In Park

In Park Replacement

Create equity and improve your quality of life. Good financing can help.
In Park

Land Owned Purchase

Conventional and government insurance manufactured home mortgages
Land Owned

Land Owned Refinance

Land owned manufactured home purchase, refinance and remodel financing.
Land Owned

Land Owned Non Conforming

New and used manufactured home loans for non FNMA / Govt properties.
Land Owned


One Time Close Construction Loan for Land Owned Construction

FHA 203K

Purchase and remodel land owned in the same transaction with our FHA 203K

Replace Land Owned

An under utilized way to buy a new home on land. Enjoy faster permitting and reduced cost

Factory Built Finance Excellence

Backed by a commitment to technology and a philosophy that manufactured home owners deserve the best mortgage products and services available without compromise.

Responsive Manufactured Home Lending

Responsive systems designed around manufactured home loan flow. On time communication and a higher level of service by a capable and experienced team.

Factory Built Finance Evolution Lending

MH Lender experience and market reach is bringing innovative mortgage products to a California market hungry for affordable housing. Call us Today for a Better Experience!

Superior Realtor® Support for our agent partners.

Receive exclusive access to the MH Lender loan update group. Our tools and support are difference makers for agents. Want to expand your business? We can help.

What Our Clients Say

Manufactured Home Buyers Guide
Land Lease "In Park"