Mobile Home Replacement Loans

Mobile home parks are full of opportunity for construction of new manufactured homes.  As the demand for quality housing increases, so does the demand for homes in affordable mobile home parks.

Today's manufactured homes are more appealing than ever. Thousands of mobile homes across California need to be replaced. Home owners and their retailers are welcome here. 

And there is a growing trend of manufactured home buyers searching for old mobile homes to purchase and replace with modern, more energy efficient manufactured homes. Whether you are replacing the home you already own or are looking to purchase and replace, we can help.


Create equity and improve your lifestyle with by replacing your mobile home.

Thousands of mobile homes in California have outlived their economic life and need to be replaced.  By offering affordable financing, we can help you increase the value of your property while you enjoy the style, design and efficiency of today's manufactured homes. Let MH Lender help you determine the financial cost of home replacement. Use the information in our valuation database to calculate the value of your new home. 

The process is easy. We work directly with your retailer's initial sales estimates to qualify and set your loan basis. Conversion to a formal approval allows your retailer to build and setup your new home. Once construction is complete, your new loan starts. 

Premier Mobile Home Purchase and Replace Program

Today's manufactured home buyers are looking for style, appeal and energy efficiency in their choice of homes.  But the inventory of older mobile homes for sale leaves many buyers wanting. Working with the California Cavco Homes ® manufactured home retailers, we've put together an equity buyer program allowing buyers to purchase a mobile home or old manufactured home and replace all in a single transaction. Minimum 35% down payment and A+ credit required.  Credit approval, construction estimates and appraisal required. Construction investor approval required.